Business insurance is designed to cover your company against hazards like tornadoes, hail, property crimes, and liability lawsuits. Though a policy in and of itself is not required by law, some aspects of it may be. For example, if you have employees, you will be required to have workers’ compensation insurance; and if you have business-owned vehicles, you will need to have a commercial auto insurance policy.
Business insurance can be highly customized, so the cost for coverage will vary significantly from one company to the next. Rates can be influenced by a variety of factors such as your business’s size, industry, and liability risks; the number of employees you have, and the value of the assets you wish to insure. Independent insurance agents can help you navigate through your many options so you can be sure you are getting the coverage you need while not paying for the coverage you do not.
I used TrustedChoice Business Insurance in search for better pricing for business insurance online. Their website was easy to navigate, and their agents were helpful. I found what I needed for the price I was looking for without having to do much work on my end.Tracey of Lincoln Nebraska Consumer Affairs
Business insurance plans are customized to meet each company's specific coverage needs. The following is a short list of the coverage types that most business owners in Nebraska choose or have to include in their commercial coverage plans. Talk to your local insurance agent to learn about the many other options that are available to you.
Flood damage is not covered by most business insurance. If you live in a flood zone or are at risk for flash flooding, be sure to ask your insurance agent about supplementing your business coverage with a commercial flood insurance policy through the National Flood Insurance Program (NFIP).
There are currently 294 independent insurance agents in Nebraska who are ready to help. These agents can save you time and money by working with several different insurance providers to help you find appropriate coverage at the most competitive rates. Talk to an insurance agent near you to learn more and to start comparing customized business insurance quotes.